| Tax Planning: |
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| Do you feel you pay too much in income taxes? |
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| Are you using all the legal tax loopholes to reduce your taxes? |
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| Retirement Planning |
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| Are you already retired? |
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| Do you plan on retiring soon? |
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| Do you know at what age you would like to retire? |
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| Do you have enough money for retirement? |
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| Do you own a retirement plan from a previous employer? |
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| Education Planning: |
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| Do you plan on having (more) children? |
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| Do you have sufficient funds for your children's education? |
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| Have you determined final inflation adjusted college costs? |
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| Is the money invested properly? |
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| Are there any other family members (grandchildren, etc.) that you wish to assist with education funding? |
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| Investment Planning |
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| Do you need financial organization? |
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| Do you have sufficient cash flow? |
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| Do you need budget planning? |
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| Are all your investments managed in a coordinated fashion? |
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| Has your portfolio been reviewed by an independent advisor? |
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| Insurance: |
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| Do you have the right amount of Life Insurance? |
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| Do you have enough Long-Term Disability coverage? |
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| Do you own a Long-Term Care policy? |
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| Do you have Comprehensive Health Insurance Coverage? |
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| Are you paying too much for your insurance program? |
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| Have you had an objective review of your insurance program? |
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| Company Benefits: |
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| Are you taking full advantage of your company benefits? |
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| Do you know if your company's benefits are adequate? |
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| Do you know if your company's pension plans are adequate? |
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| Do you plan on changing jobs? |
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| Estate Planning: |
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| Do you have a will? |
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| Have you had your will reviewed recently? |
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| Have you done inheritance planning? |
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| Do you have trusts? |
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| Will your estate avoid probate? |
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| Are you the beneficiary of any wills or trusts? |
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| Mortgage Planning: |
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| Do you plan on moving? |
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| Do you plan on buying a home? |
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| Do you plan or need to refinance your home? |
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| Do you need mortgage and other financing analysis? |
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| Overall Planning: |
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| Do you need a coordinated integrated financial plan? |
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| Do you spend enough time on planning your finances? |
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| Do you know what a Certified Financial Planner does? |
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| Have you set specific financial goals? |
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